Internal Crisis

After years of trying hard to build a career, should have obtained satisfaction. But the opposite happened; tired, defeated, and though losing identity because it was too absorbed in work. Ever feel like that? Well, you're not alone.

Such feelings arise when you're trying too hard, ignoring the physical and psychological conditions. This is a saturation point, but should not be discouraged, because when you have successfully passed this point, many other opportunities will open.
Previously, recognize the first few issues that trigger an internal crisis, and was soon overcome in order to continue and result in not getting worse.

1. Health Issues
Stress, fatigue, will trigger a variety of health problems. From now on, pay attention to your physical condition, and run a healthy lifestyle.

2. Began to lose 'voice'
As already saturated, you no longer have voiced a desire to participate, discuss, and express your ideas. Never fear of being rejected, criticized, or ridiculed for all your thoughts. Convey only. That way, you will still be 'alive' and engage in field work which you lead.

3. Underestimated
Always regarded as the 'underdog', will also make you tired and tend to prefer quiet. When this happens, strengthen your heart, and say to yourself, "I can rely!".

4. Stuck financial problems
No matter how money you can, but if it has managed well, will flow through it alone. From now on, set your financial flow, determine the scale of priorities: which needs, in which the desire.

5. Failed to balance career and family
When you feel tired, do not force myself to do everything myself, Ask other family members, or anyone else to help you.

Forerunner 10 Job Interview You Do not Walk Fine

Interview process is a process full of uncertainty for people looking for work, and power in the hands of the interviewer. Sometimes you do not know when the interview will go well. At other times, you're so nervous you are even hard to see that companies are actually not suitable for you. Please check the 10 warning signs you should look at the job interview:

1. You dominate conversations
People seeking employment should not dominate the conversation more than 40 percent. Sometimes, being too eager to show that they are the best candidates for the job, they often dominate the conversation with the statement that incessantly. If you continue to speak, when the interview might run out before all the questions asked.

2. View of the interviewer lead to hours, not to you
Currently undergoing an interview, be an active observer. Consider your job interviewer's body language. If his views easily distracted passers-by, or not focusing on you, this could be a sign that the interviewer does not want to continue this interview to the next stage. If this happens, try to ask the interviewer whether the answers you provided has answered the question that he uttered. Or ask also whether you can offer any other information about yourself as required.

3. The interviewer to answer the phone in the middle of a job interview
A job interviewer should treat you as he would be treated. When she picked up her cell phone in the middle of a job interview without telling why it is important to you, then he could be difficult to appreciate others. Ask yourself, can work with people who can’t give full attention for a short time, or with people who do not have the decency to communicate.

4. Job interview goes something like testing the strength
Consider whether your job interview goes something like testing the strength? How long have you been in the interview room? For hours without Asked whether they want to use the toilet or a glass of water? Well, that question again to your-self, if I could stand working in this company, even for a job interview alone is no fun like that.

5. Nobody wants to work here
A question often asked by people forget is interviewed, the reason why the job was suddenly available. Or, in order to impress as you focus on the future of the company, ask where the employees who previously worked in the position you seek. If the person who interviewed you complain that people who had occupied the position you're going to work only briefly, should question why so fast exchange of personnel there.

6. You kind of fill in the questionnaire, no interviews
When a job interview when the interviewer asked only basic questions, such as a questionnaire, you should start giving something that could make them more interested and remember you. Try to give answers as he explained the reasons for these answers.

7. Not friendly with other parts
Starting a job interview you set foot in the location of the job interview, so do not save your best behavior, only to people interviewed. You should now be polite and friendly to everyone, including the person who answered the door, as well as people who greet you at the reception desk.

8. You spend 10 minutes complaining about your last boss.
Anything that ever happen never spoken ill of the words of former co-worker or your former employer, even when the interviewer tried to get that information, You should take the safest measures. Because you never know who knows someone who knows a lot of people interviewing you.

9. His company was experiencing financial problems
If you hear a rumor news that the company you're going to have problems with finances, whether it's because the condition of the company or because of something else, you should reconsider your choice.

10. Employment interviewer break a promise
There are some interviewers will ask you to do something, but instead did the opposite. For example, you are given a timetable in the interview, then again in weeks not been heard from, then you shall come to wonder, and must strive to return known by him.

The Results Of Job Interview

No need to wait long to find you a job interview or fail. You can judge for several seconds after the interview. Here are some signs that the interview managed or should be forgotten.

1. Good sign:
a. Active ask your interviewer, this shows he is very interested in you and want to know more about you.
b. The interview lasted a long time, more than 30 minutes.
c. The atmosphere of the interview is very liquid. The interviewer seemed very relaxed. Questions not only about work, but also a hobby and so forth. This indicates there is chemistry between you and the interviewer.
d. The interviewer immediately asked your readiness to join them.

2. Bad marks:
a. The interview lasted only a few minutes. This shows you are not what they are looking.
b. An interviewer's body language showed lackluster attitude, full of doubt, which is shown by the movements of scratching his nose, his eyes were not staring at you, and so forth.

Financial discuss with Couples

Financial problems can begin even before the pledge as lively pin come to unite you and the him, Cost wedding can be like a small hole between you and he can only widen as you and he had a relationship.

Financial experts agree that financial issues couples should be discussed seriously and when they get the same words and vision, is equally committed to each other to run it.

Here are suggestions that can be done by couples who have financial problems between them:

1. Lower the pride and emotion. Be honest with your partner about the situation and financial condition to you. If something bad happens, and you or he's lost revenues or savings, then continue the same lifestyle before the event is something that is not realistic. Therefore, it is important to know the condition of each financial partner.

2. Do not try to solve problems in the midst of a fierce fight. Set aside a convenient time and no risk to you and your partner together in order to open the hearts and minds discuss this issue.

3. Learn your partner's financial types. Is he the type or types of shoppers savers. When each had known this, it will be easier to manage finances and learn each other their respective tendencies.

4. Do not hide income or any debt. Remove all financial documents, including credit reports, pending payment, insurance policies, debt, investment documents to the table as well.

5. We want to ask or say something, try not painful in the sentence. Do not accuse and do not blame.

6. If necessary, create one joint account for shared purposes, the purposes of family and home.

7. Decide who is responsible to pay monthly bills.

8. We all have hobbies and preferences are no doubt, need money. It is important to you and the individual he has the money to do things he likes, provided useful. Decide also whether the use of such an allowance should be reported to a partner or not.

9. Talk about short-term financial goals and long term. Is a good thing to have individual goals, but you also need a family financial goals as well, you know.

10. Do not forget to talk about their own parents pay as they enter the age he continued, and financial planning for their financial needs, if required.

Choosing Life Insurance Sharia More Profitable?

Financial transactions according to Islamic principles to bring a sense of security for some people, this gap which then spawned many Islamic products, including life insurance, not just safe, Islamic insurance also has other more value.

Participants will get sharia insurance surplus at the end of the year can be agreed will be distributed in cash or into the next premium.

Losses were shared equally among participants. Though in its development, the company provides interest-free loans to cover losses while premiums collected again until later.

In 1 - 2 years, the life insurance sector grew rapidly, Insurance companies that provide these products as well seriously growing. However it should be noted feature of Islamic insurance products. The main character is located on the legalization of the policy.

Islamic life insurance do not transfer risk to insurance companies. Risk borne by the participants, In this case the insurance company managing it and not take risks. While in conventional insurance, the participants transferred to the insurance company. According to Islamic principles, the system is not justified.

If the development is not a lot of claims, the risk is collect the insurance company will be benefited. Meanwhile, if the poor performance, companies raise capital to pay claims, it is explained that there are about opposite conventional insurance principles of sharia.

Mark up Resume Doing, What risk?

At the time of competition in the world of work today increasingly stringent, often we meet people who mark up the list of his memoirs.

Whether it's in terms of mentioning his skill, education, tenure, or the most common is his salary. This was done to make them-selves more attractive in the eyes of prospective employers.

Sell yourself, or do marketing for yourself, is a must. However promote yourself does not mean you should commit fraud in a resume, or saying something that does not match reality when the interview. When you do this, you actually increase the risk of your fate will be next.

"Checking the background of a person very easy to do now, it's very open on the internet," said Dennis Nason, CEO of recruitment firm of Nason & Nason. Moreover, many employers and recruiters hire providers whose job it is to check a person background.

Raising the facts on a resume is also risky, especially in formal jobs being advertised in all types of media. By Brad Karsh, president and founder JobBound.com, every lie is revealed will damage the reputation of the job seeker in the world of work later, For example, a job seeker who was so clever to sell himself during the interview, after the accepted work will definitely be showing the actual ability. Be seen whether he's just smart talk, or actually working.


Tell me the Truth
According to Forbes.com, some lies that are often shown in a resume, among others: education, employment dates, title, and technical capabilities, Cheating in mentioning these things which will cause problems, because the internet has made us more easily uncover a person claims about his education, for example.

Dennis Nason also said that recruitment firms like his are now not just a background check on job seekers through a list of references given, but also to locate and contact co-workers or colleagues via LinkedIn. You may already have an account here too, the social networking site specifically for the working world.

People think they can beautify the details about the company that has been sold, or bankrupt. But LinkedIn, Facebook, and our extensive network will perform quick steps to change back the background (job seekers) according to our will.

Even if employers do not lie hurried to find you, when you have worked, cheating will haunt you. You can directly threatened layoffs if it reveals facts that are not true, according to Nason. You can also get black list when you are working in companies which are interrelated. Two examples are the easiest in the bank, and the media. Some companies will also conduct an audit of its new employees. Or your background will be checked when you submit your campaign.

What's Up When Being Right Position?

Promotion means the movement from one position to another position which has the status and higher responsibility.

Well, it's usually the move into higher positions will be accompanied with the increase in salaries / wages and other, although not always the case. What can you do to deal with it?

1. Negotiations with authorities
To negotiate on your promotion package, to know exactly with whom negotiations should be conducted, you may have the authority to negotiate salaries to a certain range. However, it may also doesn’t know have such authority, especially if the company's budget has been set in the regulations of the company by default.

For that, you can also consult the relevant authorities in the Human Resources department at company about the possibility of negotiating. If the company regulations regarding the promotion and benefits are so raw, usually employees asked to accept a package that had been determined. However, there is no harm in your proposed adjustments, with the understanding that the result does not come your way in the near term.

Companies usually have their own period in review the salary structure, allowances and adjustments to the facility, which is done every few years. You can also propose to six months in advance, with consideration supervisor will review your performance and job performance.

2. Before Conducting Negotiations
You also need to be sensitive to the situation at the company today. If the company is experiencing financial crises and in situations of downsizing, it would be wiser if there’s waited for a moment that desire. Postpone it until a more appropriate moment comes. Conversely, if you work in big companies that are currently being expansive and growing, you can start negotiating salary increases, facilities and benefits that are expected to be more free.

Actually, it all depends on the condition of the company. However, there are some aspects of negotiation that you can consider, among other basic salary, facilities / benefits, and compensation.

Basic salary in a company has been prepared based on hierarchy and levels of rank. In general, a job that requires more severe conditions arranged in a hierarchy of higher salaries and greater benefits. Employees who have a higher competency given class rank higher because it is considered capable of running the office or to perform the job with more severe conditions. Therefore, it should also be considered if the employee is to receive greater benefits in accordance responsibility.

3. Allowances and Facilities
Appropriate conditions of a company, you can also look at types of benefits and facilities that typically are offered, such as allowances or allowances structural position of functional position; transport allowance and meal allowance, housing allowance, child support (family), and vehicle or home loan.

Notice also that the compensation offered, among others, in the form of health insurance, life insurance, accident insurance, especially for employees who frequently travel or high-risk jobs. You also could consider other bids, such as facilities on leave, pension costs, profit sharing, stock options, training, and specific education.

If the packages offered do not meet your expectations, consider other factors, namely the extent to which you get the "comfort" in the company over the years, such as work atmosphere, career and reputation, and corporate culture.